The Program Eligibility Pay & Rates Guides For Agencies Check Eligibility
Free Tool · 2026 Rates

Home Help Pay Calculator

Slide to your approved monthly hours and see what self-directed vs. agency-partner pay actually looks like — updates instantly, no form required.

Hands holding a calculator and pen over a notepad on a kitchen table
80 hrs
20 hrs90 hrs180 hrs (common ceiling)
Weekly
Monthly
Annual

Self-directed

Paid directly by the state at the individual provider rate.

$1,370
at $17.13/hr, based on your selected hours

Agency partner

Placed with a CarePay Michigan licensed partner.

$1,840
up to $23/hr, based on your selected hours
18.5
approx. hours per week
$5.87
difference per hour, agency vs. self-directed
$467
extra per month if placed with an agency partner

This is an estimate, not a guarantee. Your actual approved hours are set individually by an MDHHS Adult Services Worker after the MDHHS-5534 home assessment, and exact agency pay varies by partner, county, and role. See our full 2026 pay guide for how payment timing and taxes work.

How this calculator works

Move the slider to the number of monthly caregiving hours you expect to be approved for — MDHHS commonly approves up to 180 hours a month, though most families are approved for fewer, based on documented need across activities of daily living like bathing, dressing, mobility, and toileting. The calculator multiplies that by the current 2026 rate for each path: $17.13/hr if you self-direct, or up to $23/hr if you're placed with one of CarePay Michigan's licensed home care agency partners.

Not sure how many hours you'd realistically be approved for? Our guide on how approved hours are determined walks through what MDHHS actually evaluates during the home assessment.

Calculator FAQ

Close-up of hands using a calculator to work out caregiver pay at a kitchen table
How accurate is this calculator?+

It's a straightforward estimate using the current 2026 rates multiplied by the hours you enter. Your actual approved hours are set individually by MDHHS after a home assessment, so treat this as a realistic range, not a guaranteed figure.

Agency pay depends on the specific licensed agency, county, and role, since each agency bills Medicaid at its own contracted rate. Up to $23/hr is the top of that range — we can connect you with a partner to confirm your exact rate.

That's determined during the in-home MDHHS-5534 assessment, based on documented need. Approved hours commonly run up to 180/month, but most families are approved for fewer, depending on the specific situation.

Ready to find out your family's real number?

A quick, free conversation gets you a specific answer — not an estimate.

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